FAQ - How Driver Training Affects My Insurance

Does Taking A Certified Driver Training Course Affect My Car Insurance?

In a nutshell, yes. Completing a recognized certified driver training course will usually give you a reduced level of insurance premiums as compared to what they would have been if you had not taken the course. This reduction varies from company to company and will be different depending on your personal profile. There are other things that you can do to affect the insurance rates that you pay when you first start to drive.

As a new driver, here are a few tips on getting the best rate for yourself:

• Take a driver-training course that is accredited with the MTO, and recognized by your insurance company. This is what we can do for you.
• Consider gaining experience as a named occasional driver under the insurance policy of a parent or guardian, rather than as a principal driver of your own vehicle. Premiums for young, occasional drivers are much lower than premiums for young, principal drivers.
• Ask your insurance company if they offer any student discounts. Some companies give discounts to new drivers with good grades or new drivers who live away from home for part of the year.
• As a new driver, building a good driving record free of at-fault accidents and driving convictions is the best way to ensure low future premiums. So drive safely and don’t speed.

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do you need insurance for g1?, Cheaper Car Insurance Rates

In-Class Training

In-Class Training

The classroom instruction in our Cobourg training location uses a combination of audio/visual as well as interactive question and answer techniques. There are several class exercises to allow students the opportunity to learn information in a more tactile way. We do more than just focus on driving know-how and road safety. Our courses also delve into overviews of how vehicles work and minor maintenance issues that any driver should be able to do.

Private In-Car Lessons

Private In-Car Lessons

All students are given behind the wheel road experience driving in the Cobourg and surrounding areas. This is done exclusively with one-on-one sessions where only the driving instructor and the student driver are in the vehicle. This standard practice allows the instructor to totally focus on the needs of one student driver at a time and to adapt accordingly. This results in students being able to concentrate on perfecting only those driving skills that they have not mastered yet, thus saving time, and improving training quality.

Pre-Test Driving Instruction

Pre-Test Driving Instruction

All of our students, as part of their driver training, will undergo two to three informal road tests with their instructor prior to taking their MTO road test. This is just one of the extras that we perform to help our students achieve the exceptionally high "first attempt" class G driving test pass rates that we are so proud of.

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